The “lowball” offer, from a routine rear-end collision, where USAA admitted the victim was not at fault, but later changed its mind and blamed the victim turned into a spectacular failure with USAA getting hammered by a Nevada jury.

The victim, Tim Kuhn, was driving his BMW when he was rear-ended by a Ford F-150. After Kuhn claimed injuries against USAA, they changed their mind and gave partial blame to Kuhn. USAA forced this case to go to trial.

Kuhn was able to prove he suffered an irreversible traumatic brain injury [TBI] in court , Kuhn’s symptoms were: ongoing memory loss, headaches, loss of smell and trouble with executive function. Multiple doctors and rehabilitation specialists across multiple states testified for Kuhn.

Kuhn accused USAA of using the standard industry tactic of “delay, deny, defend’ strategy.

USAA’s policy limits were $250,000. USAA offered to pay the policy only days before the trial. Kuhn still went to trial arguing bad faith for forcing prolonged litigation and financial strain.



May 10, 2025, Las Vegas Superior Court

Our firm tried a case against USAA in Santa Monica, CA. USAA refused to tender the policy limits of 2,000,000 to our client, a pedestrian, who was hospitalized and had multiple surgeries. After years of prolonged litigation, Alex Eisner of our firm tried the case and received a historic $11,000,000 verdict, $9,000,000 more than the policy limits.